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MoneyWell Online Privacy Policy

At MoneyWell, we hold your privacy in the highest regard. This policy describes the personal information we collect about you, why we collect it, how we use it, and when we share it with third parties. It also outlines the choices you can make about how we collect and use your information. We are committed to protecting your privacy and complying with applicable data protection laws, including but not limited to the CAN-SPAM Act and GDPR.


If our information practices change in the future, we will notify you by posting the revised policy on our site.
 

What Kind of Information Do We Collect?
We collect information such as your name, email address, billing address, phone number, and credit card number that you provide to us when you purchase services. We also maintain a record of your online campaign history. This information helps us improve our site design and your online experience.


How Do We Use Your Information?
We use the information you provide us to process your purchase. We will also send you an email message confirming your purchase. Additionally, we may need to contact you via email or phone if we have questions or information regarding your purchase.

 

Marketing Communications and Consent:


By providing your email address during the purchase process or by subscribing to our newsletter, you give us explicit consent to send you marketing communications, including information about our services, promotions, and updates. You have the right to withdraw your consent at any time by following the unsubscribe instructions provided in each marketing email or by contacting us directly at info@moneywell.net.


Do We Share Your Information with Third Parties?
We contract with third parties to assist us in maintaining and managing our customer information, fulfilling promotions, and communicating with our customers. However, we do not authorize these third parties to use your information for any other purpose. When we offer specials and promotions or collaborate with another company, customers who choose to participate may be asked to provide personal information. This information may then be used by us and our partners to notify customers or fulfill contractual obligations.


Third-Party Marketing:
MoneyWell does not share your personal information with unaffiliated third parties for their own marketing purposes without your explicit consent. If we collaborate with partners to offer joint promotions or services, we will clearly inform you and obtain your consent before sharing your information for such purposes.


We do not rent, sell, or share any personally identifiable information we collect to or with any unaffiliated third party without your consent.


How Do You Remove Your Information from the MoneyWell Email List?
We want to communicate with you only if you want to hear from us. If you prefer to stop receiving information from us about our tips, tricks, or best practices via email, please modify your client profile. You may also opt out of receiving communications from us by sending an email to info@moneywell.net. Please include your email address and full name with your request.

 

Opting Out of Marketing Communications:
You may opt out of receiving marketing emails from MoneyWell at any time by clicking the “unsubscribe” link included in the footer of every marketing email. Alternatively, you can send an opt-out request to info@moneywell.net. Please allow up to 10 business days for us to process your request.


Please note that when you make an online purchase or sign up for a newsletter or article, we will contact you via email to confirm your purchase/subscription. In addition, we may need to contact you via email or phone if we have other questions or information regarding your purchase/subscription.


How and Why Do We Use Cookies?
A cookie is a small data file that websites often store on your computer’s hard drive when you visit. MoneyWell uses cookies, but we do not store personally identifiable information in your cookie. The information stored in your cookie is only accessible by the MoneyWell web servers. Other internet users and companies cannot access this information.


We use cookies to improve your online experience. Cookies enable us to keep track of your purchase as well as recognize customers who have saved their information with us when they visit. This allows us to provide those customers with their account information at a later time. If you save your information with MoneyWell or make a purchase on our site, we use cookies to monitor and maintain information about how you use our site and what you purchase. This information helps us serve you better by improving our site design, products, and services.


Through our use of cookies, we track and maintain the identity of the website you visited immediately prior to visiting MoneyWell. This helps us improve our site design. We do not track any other information about your use of other websites.
You can refuse cookies by turning them off in your web browser. However, if you turn off cookies, we will not be able to track your purchase, which means you will be unable to make a purchase on our site. Nor will we be able to recognize you as a customer who has saved your information with us, so you will be unable to access, change, or delete your account information.

 

How Do We Make Sure Your Purchase Is Secure?
Protecting your purchase information is our priority. We use Secure Sockets Layer (SSL) technology to ensure the security of your online information. To check the security of your connection, look at the lower left-hand corner of your browser window after you access our secure server. If you see an unbroken key or a closed lock (depending on your browser), then SSL is active. To double-check for security, look at the URL line of your browser. If you have accessed a secure server, the first characters of our site’s address should change from “http” to “https.”


To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect from you online.
 

Data Retention and Deletion
We retain your personal information for as long as necessary to fulfill the purposes outlined in this privacy policy unless a longer retention period is required or permitted by law. If you withdraw your consent for marketing communications, we will cease using your information for that purpose but may retain your information for other legitimate business purposes or as required by law.

 

What About Links to Other Websites and Services?
MoneyWell may contain links to other sites that are not under our control. These websites have their own policies regarding privacy, and you should review those policies before visiting these sites. MoneyWell has no responsibility for linked websites and provides these links solely for the convenience and information of our visitors.

 

What If You Have Questions, Comments, or Concerns?
If you have any questions, comments, or concerns about our privacy policy, please contact us via email at info@moneywell.net.

 

Thank you for taking the time to review our privacy policy. Updated August 2024. All rights reserved.

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APR Disclosure.
Annual Percentage Rate (APR) refers to the annual interest generated by a sum that is then charged to borrowers. APR is expressed as a percentage that represents the annual cost of borrowing over the term of the loan. This figure includes any fees or additional costs associated with the loan. The APR provides consumers with one bottom-line number they can compare with other loan offers, investment products, or financing options. MoneyWell cannot guarantee any APR as we are not a lender ourselves. An APR can generally run between 5.99% and 35.99%. Loan products generally have a 61-day minimum repayment term and a 6-year maximum repayment term. When considering accepting a loan from a lender within the MoneyWell network, please read any agreement documentation carefully as the APR and repayment terms may differ from what is listed on this site.
Representative examples of APR can be found in the Loan Information section of our homepage.

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Legal Disclaimer:
MoneyWell.net connects borrowers with lenders or other lending partners, and therefore the specific terms and conditions of a particular lender or lending partner will apply to any loan a borrower takes out with that lender. We are compensated by these lenders or lending partners for connecting you with them, and this compensation could influence which offers are presented to you. Please be aware that any information regarding APR, loan amounts, interest rates, or other loan specifics should be seen as approximate estimations. The exact figures will depend on the lender or lending partner and your individual circumstances. Note that credit checks might be conducted by some lenders or lending partners as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms available to you, so borrowers should always compare all available options before making any decisions. In addition, you may be connected with a tribal lender. Tribal lenders’ rates and fees may be higher than those of state-licensed lenders and are subject to federal and tribal laws rather than state laws.


PLEASE NOTE THAT MONEYWELL.NET AND ITS OWNERS AND OPERATORS ARE NOT LENDERS.

 

We do not broker loans, make loans, or make credit decisions. Nothing on this website constitutes an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative, or broker of any lender or lending partner and does not endorse or charge you for any service or product.

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Material Disclosure:
The operator of this website is not a lender, loan broker, or agent for any lender or loan broker. We are an advertising referral service to qualified, participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for other loan products. Not all lenders can provide these amounts, and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law, and we do not predict or determine the interest rates and finance charges applied to any loan offered by lenders. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders solely for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR, which may vary based on your creditworthiness, state, and the lender or lending partner. For details, questions, or concerns regarding your loan, please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments, and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender; however, it is your responsibility to carefully review and accept the terms of any loan offer.

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Service Role and Limitations:
MoneyWell acts solely as a referral service and is not a lender. We do not predict or determine the fees, interest rates, or other financial implications associated with any loans you may be offered by participating lenders. Our role is to connect you with our network of qualified lenders, and we do not participate in the decision-making process regarding loan approvals, terms, or conditions. It is important for users to understand that our service involves no predictive assessment or guarantee of the loan terms you may receive.

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Exclusions:
Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

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Credit Implications:
The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports—typically through alternative providers—to determine creditworthiness, credit standing, and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit to assess your creditworthiness, credit standing, and credit capacity. By engaging with our service and submitting your information, you consent to allow these credit checks by potential lenders. It is important to understand that missing a payment or making a late payment on a loan can negatively impact your credit score. Loans provided by independent, participating lenders in our network are designed to provide cash to be repaid within a short period. Short-term loans are not a solution for long-term debt and credit difficulties; only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks, and alternatives to short-term loans. Late payments on loans may result in additional fees or collection activities, or both. Each lender has its own terms and conditions—please review their policies for further information. Nonpayment of credit could result in collection activities. Please note that MoneyWell is not a lender and does not engage in debt collection. The collection practices of each lender in our network are provided in their respective loan agreements. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

MoneyWell Disclaimer:
MoneyWell is a trading name, with its principal office located at:

  100 Northcliffe Dr Suite 711

        Gulf Breeze, Fl 32561​

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MoneyWell is a referral service only and does not directly fund any credit product. Your request will be referred to a third-party lender who will contact you directly to determine if they can facilitate your requirements, as we do not directly fund any credit product. The third party will inform you of their fees, charges, and terms before you enter into any contract with them. We may receive a referral fee (amount not ascertainable) from the third party depending on the outcome of their dealings with you. It is recommended that you obtain independent legal and financial advice before taking up any products to which you may be referred or that are offered.

© 2024. All Rights Reserved.

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